ESTIMATED VALUE OF INSURED COASTAL PROPERTIES VULNERABLE TO HURRICANES BY STATE, 2012 (1)

($ billions)

State

Coastal

Total exposure (2)

Coastal as a percent of total

Florida

$2,800.8

$3,562.7

79%

New York

2,679.5

4,385.7

61

Texas

1,143.5

4,406.7

26

Massachusetts

807.2

1,505.1

54

New Jersey

706.5

2,081.2

34

Connecticut

542.5

843.8

64

Louisiana

275.1

790.4

35

South Carolina

229.6

814.7

28

Virginia

176.7

1,685.9

10

North Carolina

159.6

1,756.2

9

Maine

157.7

273.6

58

Alabama

118.7

903.9

13

Georgia

101.8

1,861.7

5

Delaware

76.9

200.5

38

New Hampshire

61.0

259.9

23

Mississippi

59.0

464.5

13

Rhode Island

55.6

199.5

28

Maryland

17.1

1,262.2

1

Total, above states

$10,168.8

$27,258.3

37%

Total U.S.

$10,168.8

$62,091.1

16%

(1) Includes residential and commercial properties. Ranked by value of insured coastal property.
(2) Total exposure is an estimate of the actual total value of all property in the state that is insured or can be insured, including the full replacement value of structures and their contents, additional living expenses and the time value of business interruption coverage.

Source: AIR Worldwide.

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  • The insured value of properties in coastal areas in the United States totaled $10.2 trillion in 2012,